---
title: "Annual Multi Trip: A close family member became ill after I purchased the policy. I have not yet booked any trips, but if I booked my trips and their health gets worse, am I covered for cancellation/curtailment?"
description: "Annual Policies: Family member becomes ill before your trip is booked"
url: https://travel-faqs.insureandescape.co.uk/en/articles/106-annual-multi-trip-a-close-family-member-became-ill-after-i-purchased-the-policy-i-have-not-yet-booked-any-trips-but-if-i-booked-my-trips-and-their-health-gets-worse-am-i-covered-for-cancellationcurtailment
collection: "Changes in health"
updated: 2025-06-19
language: en
---

# Annual Multi Trip: A close family member became ill after I purchased the policy. I have not yet booked any trips, but if I booked my trips and their health gets worse, am I covered for cancellation/curtailment?

Annual Policies: Family member becomes ill before your trip is booked

Unfortunately, for any trips booked after the diagnosis of a close family member, you will not have cancellation/curtailment cover as this is a known situation that could be expected to lead to a claim.