---
title: "Can I get cover if I am awaiting treatment or surgery?"
description: "Awaiting treatment or surgery"
url: https://travel-faqs.insureandescape.co.uk/en/articles/56-can-i-get-cover-if-i-am-awaiting-treatment-or-surgery
collection: "Declaring Pre-Existing Medical Conditions"
updated: 2025-06-19
language: en
---

# Can I get cover if I am awaiting treatment or surgery?

Awaiting treatment or surgery

Yes, but with restrictions. We may offer cover **excluding cancellation and curtailment** for anything related to the treatment or surgery, provided the condition can be declared and captured buy our medical screening system.

**Examples of Cover Eligibility**

✅ **Fully Diagnosed Condition** – You may get cover after completing the medical screening.  
❌ **Awaiting Test Results/Diagnosis** – No cover is available until a diagnosis is confirmed.  
⚠ **Awaiting Treatment/Surgery** – Cover may be available, but cancellation/curtailment exclusions will apply.