If you receive a terminal diagnosis after purchasing your policy, your cover will remain valid as follows:
For any trips booked prior to the diagnosis
You will be able to claim under for the cancellation or curtailment of your trip if you are no longer able to travel.
You will be able to travel as planned so long as you are:
Are not traveling against medical advice
Are following all recommended treatments
Are not engaging in activities that contradict your doctor’s recommendations
For any trips booked after your diagnosis
You will have no cover for the cancellation or curtailment of your trip if you are no longer able to travel. This is due to your policy not covering circumstances known to you at the time of booking any trip which could reasonably have been expected to lead to cancelling or cutting short of the trip.
You will be able to travel as planned so long as you are:
Are not traveling against medical advice
Are following all recommended treatments
Are not engaging in activities that contradict your doctor’s recommendations
General Guidance
We recommend that you obtain a fit to fly letter from your treating medical practitioner prior to any travel under the policy as this will act as proof you are not travelling against medical advice.
